Earn 12-15% on Your Investment in
Costa Rica Real Estate with
Legal Guarantees and Low Risk
How it works
Private lenders have realized that the lending guidelines used by banks and conventional lenders exclude many profitable loans and borrowers who can pay them back. Many have learned that privately lending money in Costa Rica is one of the best risk/reward opportunities that they can find earning.
Our investors earn 12-15% on their investment, with a legal guarantee, tax advantages, and minimal downside risk.
You, the investor, are loaning your money to another person, secured by their real estate in Costa Rica. You will receive monthly interest payments, just like a bank, and the principal is to be returned to you at the end of the term. An attorney will write a contract between you and the borrower that is legally enforceable, if the borrower doesn’t pay, you show proof of nonpayment and execute a foreclosure.
Our investors earn 12-15% on their investment, with a legal guarantee, tax advantages, and minimal downside risk.
You, the investor, are loaning your money to another person, secured by their real estate in Costa Rica. You will receive monthly interest payments, just like a bank, and the principal is to be returned to you at the end of the term. An attorney will write a contract between you and the borrower that is legally enforceable, if the borrower doesn’t pay, you show proof of nonpayment and execute a foreclosure.
Is it safe?
This type of investment exists because the domestic banking system leaves certain segments of the population underserved. In Costa Rica the underserved mortgage market is generally non residents.
Unlike a traditional bank that will lend up to 80% of the value of a property, our lenders go up to a maximum of 50%, which provides a greater margin of safety for our investors. If there is a foreclosure, the process can take a year or more and during this period you are still accumulating interest.
There will be an auction process where you may choose to purchase the property yourself or someone else can buy the property, and pay back the principal, the accumulated interest, and all legals fees involved in the foreclosure. In the end, the only way you can lose is for the value of the property to drop significantly below the appraised value.
Unlike a traditional bank that will lend up to 80% of the value of a property, our lenders go up to a maximum of 50%, which provides a greater margin of safety for our investors. If there is a foreclosure, the process can take a year or more and during this period you are still accumulating interest.
There will be an auction process where you may choose to purchase the property yourself or someone else can buy the property, and pay back the principal, the accumulated interest, and all legals fees involved in the foreclosure. In the end, the only way you can lose is for the value of the property to drop significantly below the appraised value.
Explore Our Unique Mortgages Today!
